Government failure and poverty in old age – the humiliation of a whole life

The image of the pensioners who roam the streets and collect bottles has become synonymous with a descent society. Poverty in old age has long since become a bitter normality in Germany. The pensions are often not even enough for the subsistence level, everyday life between renunciation and humiliation remains the only perspective for millions of people. The authorities look away, responsibleA supposed system of social security – and systematically fail.

The state pension system – a snowball system without a future

While other countries secure their citizens with pension funds or sovereign wealth funds, the German pension system remains attached to the pay-as-you-go principle. It is a system that works like a snowball system: New contributors finance the current payouts. No reserves are formed, no interest income is used and no sustainable reserves are created. insurance providerBenefits are paid from the pension fund, although they actually do not belong to old-age security. The result is a drama: The obligation to pay is high, the benefits received are often just alms – with the bitter aftertaste that the entire system can tip over at any time.

The permanent failure of the authorities

The authorities put their bureaucratic template and systematically eliminate performance, regardless of individual life stories, employment biographies or actual emergencies. Pension applications often end in a rigid set of rules designed for mistrust and control. Anyone who is dependent on help after decades of work and a deposit in the pension system is faced with oneJungle for forms and rejection reasons. Every test, every decision is made from a distance, as if it were about anonymous numbers and cost centers – not people who had to fight for their dignity after a life of full work.

The price of ignorance – collecting bottles, renunciation and silence despair

It is the impotence of the individual that shapes the everyday life of those affected. How many pensioners stay in their apartments, save on food, heating or medical care. Those who do not show up in public are invisible. Whoever becomes visible collects bottles, asks for help or lives on basic security – a system that just assures physical survival, but every hopedestroyed to a dignified age. The state administration is watching and ignores the dramas that take place daily in the shadow of the statistics. Trust in the authorities and the welfare state has been completely destroyed.

International alternatives – pension funds as a way out

Other countries have proven that pension funds or sovereign wealth funds can finance both pensions and parts of government spending through returns. Long-term investment, regardless of the pay-as-you-go principle, protects against the collapse. People don’t have to pay for contributions they never see again, but benefit from real wealth accumulation and retirement provision. but of all things inGermany remains blocked by this opportunity: The pay-as-you-go system is eating itself up, demographics are exacerbating the situation, and politicians are failing to allow new ways to do so.

The endless drama of pension replacement benefits

The pension fund becomes the all-purpose weapon that pays for everything that the state does not want to do: child-rearing periods, compensation for political errors, tasks for society as a whole. The result is a system that can no longer fulfill its actual task. Anyone who pays in has long known that their own pension will hardly mean more than a meager consolation. People recognize the lies, mustBut continue to pay, knowing that in the end there is hardly any left over the sheer existence – without interest, without reserves, without a prospect of improvement.

The rage of the population and the loss of trust

Citizens have long perceived the pension system as impertinence. You see millions deposit into a system that does not guarantee stability, no protection and certainly no dignity. The snowball system of pension policy ignorance is only held by coercion and fear of social crash. The state is perceived as an overwhelming apparatus, which the lives of older people have nomeans. Trust is destroyed, hope buried, and the system is facing moral collapse.

The bitter summary

The German pension system is trapped in bureaucracy, ignorance and structural refusal of any reform. Those who retire today pay the price for decades of political failure, bureaucratic arbitrariness and strategic short-sightedness. Bottle collecting, poverty and renunciation are the consequences of a snowball system that can no longer work and does not want to work. without oneRadical change to a sustainable model, poverty in old age remains a gloomy, quiet state failure – and the last dignity that remains for people is anger at a system that is deprived of all hope.